Looking for a VA loan lender in Greensboro, NC — or a Triad loan officer who regularly closes VA purchases and refinances for Veterans, active-duty service members, and eligible surviving spouses? Jill Burgess, NMLS #100425, VP Mortgage Production Manager NC at Ameris Bank, helps Greensboro, Winston-Salem, High Point, and Piedmont Triad buyers use their VA home loan benefit through Mortgages By Jill. She was named a 2025 NCHFA Top Loan Officer (“Burgess, Jill Ameris Bank”): https://www.nchfa.com/home-ownership-partners/lenders/lender-awards
Educational overview only — not a rate quote or a promise of approval. VA and lender guidelines change; all loans subject to credit approval.
VA Loan Lender Greensboro NC — Jill Burgess, Mortgages By Jill
RIAD OFFICES (NAP)
Jill Burgess, NMLS #100425
Mortgages By Jill · Ameris Bank
Winston-Salem main: 3500 Vest Mill Road, Suite 1, Winston-Salem, NC 27103
Greensboro satellite: 2711 Pinedale Road, Greensboro, NC 27408 (by appointment)
Phone: (336) 740-9068
Email: jill.burgess@amerisbank.com
Site: https://www.mortgagesbyjill.com
Ameris LO profile: https://bankers.amerisbank.com/nc/winston-salem/jill-burgess-100425
WHAT A VA-BACKED HOME LOAN CAN OFFER
Per VA and common lender practice (confirm for your file):
- Financing for eligible Veterans, service members, reservists/National Guard (when eligible), and certain surviving spouses
- Often no down payment when entitlement and lender guidelines allow
- No monthly mortgage insurance (unlike many FHA loans)
- Competitive terms versus many conventional options for eligible borrowers
- Funding fee may apply and is often financeable; exemptions exist for some disability ratings — ask Jill / VA
- Seller concessions toward closing costs may be allowed within VA limits
Official VA overview: https://www.va.gov/housing-assistance/home-loans/
Eligibility / Certificate of Eligibility (COE): https://www.va.gov/housing-assistance/home-loans/eligibility/
Ameris Bank markets VA loans for eligible borrowers, including up to 100% financing of appraised value when available, subject to credit approval.
Start with your COE, then review occupancy, appraisal, property, and refinance details with Jill.
Certificate of Eligibility (COE) and Greensboro Triad Buyer Notes
ost VA-backed loans need a Certificate of Eligibility showing your service-based entitlement. You can:
- Request a COE online through VA, or
- Ask Jill / Ameris to help pull it electronically when your file is ready
Service-length rules and discharge exceptions are on VA’s eligibility page. If you’re unsure whether you qualify, start the COE check — guessing from memory is a common delay.
GREENSBORO & TRIAD VA BUYERS — LOCAL NOTES
- Occupancy: VA-backed purchase loans generally require you to occupy the home as your primary residence (confirm exceptions with Jill)
- Appraisal: VA uses its own appraisal process and minimum property requirements
- Condos / new construction: project or builder approval can matter — flag early
- IRRRL / cash-out refinance: different rules from purchase — ask which path fits
- Stacking local DPA with VA is uncommon / restricted in many cases — confirm before assuming city or NCHFA help can pair with VA
Nearby first-time and assistance pages (often more relevant for FHA/conventional than VA):
https://www.mortgagesbyjill.com/first-time-home-buyers
https://www.mortgagesbyjill.com/housing-connect-greensboro
https://www.mortgagesbyjill.com/nc-home-advantage-mortgage
WHY TRIAD VETERANS WORK WITH JILL
- Named local LO — NMLS #100425 on your disclosures; Ameris Bank behind the loan
- Appointment access in Greensboro and Winston-Salem
- Clear walkthrough of COE, funding fee, and occupancy before you write an offer
- Full product menu when VA isn’t the best fit (FHA, conventional, USDA, NCHFA, medical)
Other lenders also offer VA loans in Greensboro. Choose the loan officer who returns calls and stays with your file through closing.
Common questions about eligibility, down payment, COE, and getting started.
VA Loan Greensboro FAQ
Questions and answers for Greensboro and Triad Veterans. Rules and fees can change; confirm your file with Jill and VA.
Jill Burgess, NMLS #100425, is an Ameris Bank lender serving Greensboro and the Triad. Greensboro appointments are available at 2711 Pinedale Road; the main office is on Vest Mill Road in Winston-Salem. Call (336) 740-9068.
Often no, when entitlement and underwriting allow. You may still need cash for closing costs, prepaid items, or if the price exceeds the appraised value. Confirm the details with Jill; program rules and lender guidelines apply.
Start at VA.gov's eligibility page: https://www.va.gov/housing-assistance/home-loans/eligibility/ You can request a COE online, or ask Jill and Ameris to help request it electronically when your file is ready.
Some eligible surviving spouses can use a VA loan — VA eligibility rules apply. Jill can help you check.
Call (336) 740-9068, email jill.burgess@amerisbank.com, or use https://www.mortgagesbyjill.com/contact
Call (336) 740-9068 or email jill.burgess@amerisbank.com.
Ready to use your VA benefit in Greensboro or the Triad?
Contact: https://www.mortgagesbyjill.com/contact
Jill Burgess, NMLS #100425
Mortgages By Jill · Ameris Bank
3500 Vest Mill Road, Suite 1, Winston-Salem, NC 27103 · Greensboro by appointment
Equal Housing Opportunity. This is not a commitment to lend. VA loans are subject to VA and lender credit approval, eligibility, occupancy, and property requirements. Program rules and fees change — confirm with Jill and VA.