How it works
tep 1: The home: Choose the state and county where you plan to buy and an estimated price.
Step 2: Your household: Answer a few questions such as household size and estimated income.
Step 3: Your results: See programs to ask about and estimated monthly payments from a rate you enter.
Step 4: Talk with Jill: Call, send a short form, or use Apply Now. Jill can confirm program details with you.
What down payment help is
own payment help helps with the cash needed to buy a home. Terms vary by program; ask Jill to confirm current terms. Programs are run by state housing finance agencies, cities, and counties, and each one sets its own income limits, price limits, homebuyer education rules, and terms. Program availability and terms change, sometimes with little notice.
Jill Burgess is an NMLS-registered loan officer with Ameris Bank in Winston-Salem, NC. Ameris lends in all 50 states, so Jill can talk with you about programs where you plan to buy.
Frequently asked questions
Jill's Money Finder is a free online tool that lists down payment assistance programs you may want to ask about, based on the state and county where you plan to buy and a few questions about your household. It is educational and gives estimates only.
Down payment help is money toward your down payment or closing costs from a state housing agency, city, or county program. Each program sets its own amounts, eligibility rules, and terms, and terms change. Ask Jill to confirm current terms.
No. Results show programs to ask about. Eligibility depends on the program's current rules, your income, the home, and loan approval. Using the finder is not an application and not a commitment to lend.
The finder includes a state selector for all 50 states and Washington, DC, with statewide housing finance agency programs. Local city and county programs are included for some areas, such as the Piedmont Triad in North Carolina.
No. You can see results without sharing contact information. If you want Jill to follow up, you can send a short form and check the consent box.
Call Jill Burgess at (336) 740-9068, send the form in the finder, or start with Apply Now on Jill's Ameris Bank page.
More help for homebuyers
Triad down payment assistance guide
Winston-Salem homebuyer assistance
High Point homebuyer assistance
Ready to talk about your results? Call Jill or start your application with Ameris Bank.
Important information
ill's Money Finder is for educational purposes only. Results and payment figures are estimates based on the information you enter and on program information last reviewed October 19, 2026. They are not a loan offer, an approval, or a commitment to lend. All loans are subject to credit approval, underwriting, and program eligibility. Down payment assistance programs are run by third parties; program availability, funding, and terms change and may differ from what is shown. Terms vary by program; ask Jill to confirm current terms.
Jill Burgess, NMLS-registered loan officer, NMLS #100425. Ameris Bank, NMLS #408099. Equal Housing Lender. Look up NMLS records at www.nmlsconsumeraccess.org.