City-Wide help for eligible buyers inside High Point city limits
High Point City-Wide Homebuyer Assistance
City-Wide can provide up to $20,000 toward down payment, closing costs, and prepaid items for eligible buyers purchasing inside High Point city limits. The City of High Point has increased this amount to $20,000; its website may still show the earlier $7,500 figure while that update is pending. Contact Jill for the most current program details. The final amount is set by the City on the underwritten file. Jill Burgess (NMLS 100425) and Katherine Collins (NMLS 1674089) are participating lenders under Ameris Bank.
Jill: (336) 740-9068 · jill.burgess@amerisbank.com
Spanish: katherine.collins@amerisbank.com
Jill confirmed the up-to-$20,000 amount on September 14, 2026.
Core requirements for buyers seeking this High Point city-limits program
Who qualifies for High Point City-Wide assistance?
Household income is at or below 80% of area median income (AMI). We do not publish a dollar table because limits vary by household size and can change.
• The home must be your primary residence and be inside High Point city limits.
• Bring at least $500 of your own funds.
• Use a participating lender. Jill Burgess (NMLS 100425) and Katherine Collins (NMLS 1674089) are participating lenders under Ameris Bank.
• The purchase price must be at or below 95% of the area's median purchase price.
The City makes the final eligibility and assistance determination on the underwritten file.
From a first eligibility check to a city-determined amount on the underwritten file
How to request High Point City-Wide assistance
We will review the program fit, confirm the property is inside High Point city limits, and coordinate the participating-lender file. Do not count this assistance as earnest money; ask us how it can be applied to down payment, closing costs, or prepaid items.
Neighborhood-specific assistance may be separate from City-Wide
A softer neighborhood path: ask if active
ome High Point neighborhoods may have a separate soft $5,000 path: Burns Hill, Pershing, East Central, Macedonia, and Washington. Ask whether this option is active for your property and file; availability and terms can change. This is not the City-Wide up-to-$20,000 program.
A program stack is not automatic; review fit with your participating lender
Other programs to compare with City-Wide assistance
epending on the borrower, property, and underwriting, ask about these separate resources: NC Home Advantage Mortgage at /nc-home-advantage-mortgage, Housing Connect Greensboro at /housing-connect-greensboro, and VA loans in the Triad at /va-loan-greensboro. These are comparison links, not an automatic NCHFA stack; eligibility and layering must be confirmed for the file.
Compare fit with your participating lender; nothing is automatic
Program links to review
These are comparison resources, not an automatic NCHFA stack. Eligibility, availability, and layering depend on the borrower, property, and underwritten file.
See how High Point's programs compare with Greensboro, Forsyth County and NCHFA in the Triad Down Payment Assistance Guide 2026.
Questions about amount, fit, and timing
High Point City-Wide assistance FAQ
The City makes the final eligibility and assistance determination on the underwritten file. Ask Jill or Katherine to review your property, income, funds, and lender documentation.
City-Wide may provide up to $20,000 toward down payment, closing costs, and prepaid items for eligible buyers. Jill confirmed the up-to-$20,000 amount on September 14, 2026; city pages may lag and show $7,500. The City sets the final amount on the underwritten file.
No. City-Wide assistance is deferred support, not earnest money. Ask your participating lender how the final city-determined amount can be applied to down payment, closing costs, or prepaid items on the underwritten file.
Talk with a participating lender about your property, income, funds, and next steps.
Ready to check your High Point City-Wide assistance fit?
For the rest of your High Point purchase, see High Point mortgage lender.
Start with a fit check for the High Point City-Wide program. Jill Burgess (NMLS 100425) and Katherine Collins (NMLS 1674089) are participating lenders under Ameris Bank. Call (336) 740-9068 or email jill.burgess@amerisbank.com. Spanish support: katherine.collins@amerisbank.com.