High Point Mortgage Lender — Jill Burgess

No agency ranks mortgage lenders in High Point. Compare proof you can verify:

• Licensed, named loan officer: Jill Burgess, NMLS #100425, at Ameris Bank (NMLS #408099). See NMLS Consumer Access and her Ameris profile.
• Independent reviews: 4.94 out of 5 from 194 reviews on Experience.com (as of Sept. 30, 2026).
• Awards you can confirm: In 2025, Jill was recognized as one of the top originators for the North Carolina Housing Finance Agency. See the awards page.
• High Point homebuyer assistance: Participating lender for the City of High Point's City-Wide Homebuyer Assistance Program, up to $20,000 for eligible buyers inside city limits. See High Point homebuyer assistance.
• Buyer education: Teaches the High Point homebuyer class. See homebuyer education classes.
• Experience: Originating mortgages since 1990, with more than $2 billion in mortgage loans originated.
• Language access: Spanish-language support from Katherine Collins, NMLS #1674089.

Then compare Loan Estimates from more than one lender. Choose the loan officer who answers your questions, explains the tradeoffs, and stays with your file.

How to reach Jill

Jill Burgess, NMLS #100425
Mortgages By Jill · Ameris Bank, NMLS #408099

Winston-Salem main office
3500 Vest Mill Road, Suite 1
Winston-Salem, NC 27103

Greensboro satellite
2711 Pinedale Rd, Suite A
Greensboro, NC 27408 (by appointment)

Phone: (336) 740-9068

High Point buyers meet by appointment at either Triad office or as Jill schedules.

High Point City Down Payment Assistance

High Point’s City-Wide Homebuyer Assistance Program helps qualifying very low-to-moderate income buyers with deferred assistance toward down payment, closing costs, and prepaid expenses (not earnest money). Official city page: https://www.highpointnc.gov/247/City-Wide-Homebuyer-Assistance-Program

The City-Wide program can provide up to $20,000 toward down payment, closing costs, and prepaid items for eligible buyers purchasing inside High Point city limits. The City of High Point has increased this amount to $20,000; its website may still show the earlier $7,500 figure while that update is pending. Contact Jill for the most current program details. Some High Point neighborhoods may have a separate neighborhood path; ask whether it is active for your property. The City sets the final amount on the underwritten file. See High Point homebuyer assistance for who qualifies.

Typical requirements reported with the program (verify current flyer):

• Income eligibility (often ~80% or below area median income — confirm)
• Provide about $500 of your own funds toward the purchase
• Buy a home within High Point city limits as your primary residence
• Use a participating lender
• Remain in the home for the program term (often ~5 years; early move/sale can trigger repayment)
• Purchase price limits apply (city materials reference caps tied to area median purchase price)

City contact starting point: High Point City Hall / Community Development — see highpointnc.gov for current phone numbers.

Stack with state and Triad help

Educational only — stacking is not automatic and rules change.

• NC Home Advantage Mortgage and NC 1st Home Advantage down payment assistance (up to $15,000 when buyers qualify; a deferred second-mortgage loan, not a grant): https://www.mortgagesbyjill.com/nc-home-advantage-mortgage
• First-time home buyer paths: https://www.mortgagesbyjill.com/first-time-home-buyers
• Greensboro Housing Connect (nearby Guilford): https://www.mortgagesbyjill.com/housing-connect-greensboro
• Homebuyer education / seminars (including High Point classes when scheduled): https://www.mortgagesbyjill.com/homebuyer-education-classes

Jill helps High Point buyers map which city, county, and state pieces can work together for their file.

Loan programs High Point buyers often use

No pricing or payment quotes. All loans subject to credit approval.

• FHA, VA, USDA, and conventional when eligible
• NC Home Advantage Mortgage when you qualify
• Medical professional mortgage loans in North Carolina · Portfolio / jumbo through Ameris channels when they fit (ask Jill)

• City limits decide city assistance. High Point's city limits extend into Guilford, Davidson, Randolph and Forsyth counties, and a High Point mailing address does not always mean the home is inside city limits. Jill confirms the property location before you count on city help.
• Guilford County and nearby help. Buyers also compare NC Home Advantage down payment assistance (a deferred second-mortgage loan, not a grant) and, for Greensboro purchases, Housing Connect Greensboro. Stacking is never automatic.
• Homes outside the city. Some addresses near High Point may fall in USDA-eligible areas. Eligibility is address-specific; see USDA loans in the Piedmont Triad.
• Homebuyer class. Jill teaches the High Point homebuyer class used by buyers seeking city assistance.
• Spanish-language support. Katherine Collins, NMLS #1674089, is also a participating lender for High Point homebuyer assistance under Ameris Bank.

Buying with down payment help? Start with the Triad Down Payment Assistance Guide 2026.

Why High Point buyers work with Jill

• Triad market fluency — Guilford / High Point contracts and local DPA paths
• Named LO accountability — NMLS #100425 on disclosures; Ameris Bank behind the loan
• Appointment access in Winston-Salem or Greensboro for High Point clients
• Education-first approach for first-time and assisted buyers

Other lenders also serve High Point. Choose the loan officer who answers, explains tradeoffs, and stays with your file.

uying in High Point and want a clear plan for city DPA and your loan options? Call Jill at (336) 740-9068.

Compliance: Equal Housing Opportunity. Jill Burgess, NMLS #100425 | Ameris Bank, NMLS #408099. All loans subject to credit approval. Programs, terms, assistance amounts, property eligibility, fees, and availability change without notice. This page is educational only — not a commitment to lend, not a guarantee of approval, and not an offer of credit. No interest rates or APR are advertised here.