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Searching for the best mortgage lender in High Point, NC or a loan officer who knows High Point down payment assistance? Jill Burgess, NMLS #100425, VP Mortgage Production Manager NC at Ameris Bank, helps High Point and greater Guilford County buyers through Mortgages By Jill.

She was named a 2025 NCHFA Top Loan Officer ("Burgess, Jill Ameris Bank"): NCHFA lender awards

This page does not claim a #1 ranking. It explains local programs, how to reach Jill, and what to confirm before you shop.

How to reach Jill (Triad NAP)

Jill Burgess, NMLS #100425Mortgages By Jill · Ameris Bank

Winston-Salem main office3500 Vest Mill Road, Suite 1Winston-Salem, NC 27103

Greensboro satellite2711 Pinedale RoadGreensboro, NC 27408 (by appointment)

Phone: (336) 740-9068Email: jill.burgess@amerisbank.comSite: https://www.mortgagesbyjill.comAmeris LO profile: https://bankers.amerisbank.com/nc/winston-salem/jill-burgess-100425

High Point buyers meet by appointment at either Triad office or as Jill schedules.

High Point City Down Payment Assistance

High Point’s City-Wide Homebuyer Assistance Program helps qualifying very low-to-moderate income buyers with deferred assistance toward down payment, closing costs, and prepaid expenses (not earnest money). Official city page: https://www.highpointnc.gov/247/City-Wide-Homebuyer-Assistance-Program

Soft update (confirm before you rely on any number): High Point City Council approved raising city down payment assistance from $7,500 to up to $20,000 for qualifying buyers (August 2026 reporting). Buyers in named target neighborhoods (Burns Hill, Pershing, East Central, Macedonia, Washington) may see an additional $5,000 in some reports — possible total up to $25,000 when rules allow. The live city webpage may still show a $7,500 maximum until staff update it. Always confirm the current maximum, income limits, purchase-price caps, and participating-lender rules with High Point Community Development / Affordable Housing and with Jill.

Typical requirements reported with the program (verify current flyer):

• Income eligibility (often ~80% or below area median income — confirm)
• Provide about $500 of your own funds toward the purchase
• Buy a home within High Point city limits as your primary residence
• Use a participating lender
• Remain in the home for the program term (often ~5 years; early move/sale can trigger repayment)
• Purchase price limits apply (city materials reference caps tied to area median purchase price)

City contact starting point: High Point City Hall / Community Development — see highpointnc.gov for current phone numbers.

Stack with state and Triad help

Educational only — stacking is not automatic and rules change.

• NCHFA NC Home Advantage / NC 1st Home Advantage ($15,000 DPA when buyers qualify per NCHFA): https://www.mortgagesbyjill.com/nc-home-advantage-mortgage
• First-time home buyer paths: https://www.mortgagesbyjill.com/first-time-home-buyers
• Greensboro Housing Connect (nearby Guilford): https://www.mortgagesbyjill.com/housing-connect-greensboro
• Homebuyer education / seminars (including High Point classes when scheduled): https://www.mortgagesbyjill.com/homebuyer-education-classes

Jill helps High Point buyers map which city, county, and NCHFA pieces can work together for their file.

Loan programs High Point buyers often use

No rates or payment quotes. All loans subject to credit approval.

• FHA, VA, USDA, and conventional when eligible
• NCHFA mortgage products when you qualify
• Medical professional / doctor / PA options: https://www.mortgagesbyjill.com/medical-professional-mortgages
• Portfolio / jumbo through Ameris channels when they fit (ask Jill)

Why High Point buyers work with Jill

• Triad market fluency — Guilford / High Point contracts and local DPA paths
• Named LO accountability — NMLS #100425 on disclosures; Ameris Bank behind the loan
• Appointment access in Winston-Salem or Greensboro for High Point clients
• Education-first approach for first-time and assisted buyers

Other lenders also serve High Point. Choose the loan officer who answers, explains tradeoffs, and stays with your file.

FAQ

Who is a High Point mortgage lender I can call?Jill Burgess, NMLS #100425, Ameris Bank — (336) 740-9068 / jill.burgess@amerisbank.com.

Is High Point city DPA still $7,500?The official city page may still list $7,500. Council-approved increases toward up to $20,000 (plus possible neighborhood add-ons) were reported in August 2026. Confirm the live amount with the city and Jill before you shop.

Can I combine city help with NCHFA?Often buyers explore both — eligibility and stacking rules must be confirmed for your household. See the NC Home Advantage page and ask Jill.

Does Jill teach homebuyer classes that High Point buyers can use?Yes — see https://www.mortgagesbyjill.com/homebuyer-education-classes

How do I start?Call (336) 740-9068, email jill.burgess@amerisbank.com, or use https://www.mortgagesbyjill.com/contact

CTA

Buying in High Point and want a clear plan on city DPA + your loan?

Call: (336) 740-9068Email: jill.burgess@amerisbank.comContact: https://www.mortgagesbyjill.com/contact

Jill Burgess, NMLS #100425Mortgages By Jill · Ameris Bank3500 Vest Mill Road, Suite 1, Winston-Salem, NC 27103 · Greensboro by appointment

Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit approval and program guidelines. City and state assistance amounts and rules change — confirm with Jill and the administering agency before you rely on any figure.