Physician & Medical Professional Mortgages in Gainesville, Florida
Jill Burgess (NMLS #100425) works with medical professional buyers in Florida, including residents, fellows and physicians in Gainesville. With the Ameris Bank Medical Professional Loan, eligible buyers may close before their start date. Jill works from her Winston-Salem, NC office with Gainesville buyers by phone and email. Call (336) 740-9068.
Jill Burgess, NMLS #100425 · Mortgages By Jill | Ameris Bank, company NMLS #408099. Office: 3500 Vest Mill Road, Suite 1, Winston-Salem, NC 27103 · (336) 740-9068 · jill.burgess@amerisbank.com · Hours: Monday–Saturday 9:00 AM–7:00 PM · Sunday Closed · By appointment only. Equal Housing Lender. Not a commitment to lend; all loans subject to credit approval.
UF's training programs in Gainesville
In Gainesville, graduate medical education is concentrated in one sponsor: the University of Florida College of Medicine, which trains residents and fellows at UF Health.
| Sponsoring institution (ACGME name) | Health system | ACGME programs | Residents + fellows |
|---|---|---|---|
| University of Florida College of Medicine (Gainesville) | UF Health | 84 | 940 |
Source: ACGME, List of Sponsoring Institutions by Resident/Fellow Count, academic year 2024–2025. Counts are by sponsoring institution and may include training at other sites.
Hospital names are for location reference only. Mortgages By Jill and Ameris Bank are not affiliated with or endorsed by these health systems.
Buying during residency in Gainesville
Ameris lists up to 100% financing and loan amounts up to $1,500,000 for eligible buyers, which is why some residents and fellows look at buying during training instead of renting. Whether it fits depends on your contract, your credit and your plans after training, so talk it through with Jill before you shop.
Timing: per Ameris, you may close before your start date with an employment contract and a start date within 60 days of closing. Your contract's start date drives the 60-day window; send it to Jill as soon as it's signed. Ask Jill about neighborhoods near your hospital.
Hospital names are for location reference only. Mortgages By Jill and Ameris Bank are not affiliated with or endorsed by these health systems.
The Ameris Medical Professional Loan in brief
Per Ameris Bank: up to 100% financing, no private mortgage insurance required, loan amounts up to $1,500,000, and the ability to close before your employment start date (with an employment contract and a start date within 60 days of closing). Eligible roles and the 10-year timing note are on our medical professional mortgages page. All loans subject to credit approval; terms can change.
Need more than $1,500,000? Ask Jill about other options.
Nurse practitioners and other roles: ask Jill about other loan options.
Program summary per Ameris Bank Specialized Loans.
Student loans and your file
Student-loan treatment is file-specific. Bring your servicer details, and Jill will review them with the rest of your file at preapproval. No outcome is promised before underwriting.
Down payment help in Florida
Ask Jill about down-payment assistance options.
Working with Jill from North Carolina
Jill's office is in Winston-Salem, NC. Gainesville buyers work with her by phone and email.
- Call or email. (336) 740-9068 or jill.burgess@amerisbank.com.
- Send your contract. Your UF Health or practice contract, once signed.
- Preapproval review. Your contract, assets, credit and the rest of your file.
- Shop. Tour homes with a real estate agent in Gainesville.
- Close. Inside the 60-day window; logistics depend on your file.
See what past clients say on our testimonials page, or contact Jill.
UF Health residents, fellows and physicians
Gainesville physician loan FAQ
Guidelines, program features and limits can change. Confirm current terms with Jill before relying on any figure.
Yes. Jill works with medical professional buyers in Florida, including Gainesville. She works from her Winston-Salem, NC office by phone and email. All loans subject to credit approval.
Per Ameris Bank, you may close before your employment start date when you have an employment contract and a start date within 60 days of closing. Hospital names are for location reference only; Mortgages By Jill and Ameris Bank are not affiliated with or endorsed by these health systems.
ACGME counts for academic year 2024-2025: 940 residents and fellows in 84 programs at the University of Florida College of Medicine in Gainesville.
Some do. Ameris lists up to 100% financing and loan amounts up to $1,500,000 for eligible buyers, subject to credit approval. Whether buying during training makes sense depends on your contract, your credit and your plans after training.
Yes. Physician assistants, pharmacists and dentists are on Ameris Bank's list for the Medical Professional Loan, within 10 years of fellowship or residency.
Ask Jill about down-payment assistance options.
It's file-specific. Bring your servicer details, and Jill will review them at preapproval. No outcome is promised before underwriting.
Often, yes, with a signed employment contract and a start date within 60 days of closing. Closing logistics depend on your file, so tell Jill your move-in date early.
Call (336) 740-9068 or email jill.burgess@amerisbank.com.
Talk with Jill about a Gainesville physician loan
Jill Burgess, NMLS #100425 · Mortgages By Jill · Ameris Bank, NMLS #408099. Equal Housing Lender. Not a commitment to lend; all loans subject to credit approval.