Physician & Medical Professional Mortgages in Charleston, South Carolina
Jill Burgess (NMLS #100425) works with medical professional buyers in South Carolina, including residents, fellows and physicians coming to Charleston. Through the Ameris Bank Medical Professional Loan, eligible buyers may close before their start date. Jill works from her Winston-Salem, NC office with Charleston buyers by phone and email. Call (336) 740-9068.
Jill Burgess, NMLS #100425 · Mortgages By Jill | Ameris Bank, company NMLS #408099. Office: 3500 Vest Mill Road, Suite 1, Winston-Salem, NC 27103 · (336) 740-9068 · jill.burgess@amerisbank.com · Hours: Monday–Saturday 9:00 AM–7:00 PM · Sunday Closed · By appointment only. Equal Housing Lender. Not a commitment to lend; all loans subject to credit approval.
MUSC and Charleston's training programs
Graduate medical education in Charleston runs through two MUSC sponsoring institutions. Together they account for 872 of South Carolina's 2,149 residents and fellows in the same ACGME year, about four in ten.
| Sponsoring institution (ACGME name) | ACGME programs | Residents + fellows |
|---|---|---|
| Medical University of South Carolina College of Medicine | 86 | 864 |
| Medical University of South Carolina Regional Network | 3 | 8 |
| Total | 89 | 872 |
Source: ACGME, List of Sponsoring Institutions by Resident/Fellow Count, academic year 2024–2025. Counts are by sponsoring institution and may include training at other sites. South Carolina total from ACGME Graduate Medical Education Totals by State, same year.
Hospital names are for location reference only. Mortgages By Jill and Ameris Bank are not affiliated with or endorsed by these health systems.
From MUSC Match to closing
Per Ameris Bank, you may close before your employment start date when you have an employment contract and a start date within 60 days of closing. Your contract's start date drives the 60-day window. Send it to Jill as soon as it's signed.
Buying before you move to Charleston
Most incoming MUSC residents and fellows shop from out of state. With a signed contract in hand, you can get preapproved first, tour homes with a real estate agent in Charleston, and time closing inside the 60-day window. Closing logistics depend on your file, so raise your move-in date on the first call. Ask Jill about neighborhoods near your hospital.
Hospital names are for location reference only. Mortgages By Jill and Ameris Bank are not affiliated with or endorsed by these health systems.
The Ameris Medical Professional Loan in brief
Per Ameris Bank: up to 100% financing, no private mortgage insurance required, loan amounts up to $1,500,000, and the ability to close before your employment start date (with an employment contract and a start date within 60 days of closing). Eligible roles and the 10-year timing note are on our medical professional mortgages page. All loans subject to credit approval; terms can change.
Need more than $1,500,000? Ask Jill about other options.
Nurse practitioners and other roles: ask Jill about other loan options.
Program summary per Ameris Bank Specialized Loans.
Student loans and your file
Student-loan treatment is file-specific. Bring your servicer details, and Jill will review them with the rest of your file at preapproval. No outcome is promised before underwriting.
First-time buyer or resident? Down payment help
Ask Jill about down-payment assistance options.
Working with Jill from North Carolina
Jill's office is in Winston-Salem, NC. Charleston buyers work with her by phone and email.
- Call or email. (336) 740-9068 or jill.burgess@amerisbank.com.
- Send your contract. Your MUSC or practice contract, as soon as it is signed.
- Preapproval review. Your contract, assets, credit and the rest of your file.
- Shop from afar or in person. Work with a real estate agent in Charleston.
- Close. Inside the 60-day window; logistics depend on your file.
See what past clients say on our testimonials page, or contact Jill.
MUSC residents, fellows and physicians
Charleston physician loan FAQ
Guidelines, program features and limits can change. Confirm current terms with Jill before relying on any figure.
Yes. Jill works with medical professional buyers in South Carolina, including Charleston. She works from her Winston-Salem, NC office by phone and email. All loans subject to credit approval.
Per Ameris Bank, you may close before your employment start date when you have an employment contract and a start date within 60 days of closing. Hospital names are for location reference only; Mortgages By Jill and Ameris Bank are not affiliated with or endorsed by these health systems.
ACGME counts for academic year 2024-2025: 864 residents and fellows in 86 programs at the Medical University of South Carolina College of Medicine, plus 8 in 3 programs at the MUSC Regional Network, for 872 in total.
Yes. Physician assistants, pharmacists and dentists are on Ameris Bank's list for the Medical Professional Loan, within 10 years of fellowship or residency. All loans subject to credit approval.
Ask Jill about down-payment assistance options.
It's file-specific. Bring your servicer details, and Jill will review them at preapproval. No outcome is promised before underwriting.
Often, yes, with a signed employment contract and a start date within 60 days of closing. Closing logistics depend on your file, so tell Jill your move-in date early.
Call (336) 740-9068 or email jill.burgess@amerisbank.com.
Talk with Jill about a Charleston physician loan
Jill Burgess, NMLS #100425 · Mortgages By Jill · Ameris Bank, NMLS #408099. Equal Housing Lender. Not a commitment to lend; all loans subject to credit approval.