FHA Loan Lender Winston-Salem NC — Jill Burgess, Mortgages By Jill

earching for an FHA loan lender in Winston-Salem, NC? Jill Burgess, NMLS #100425, VP Mortgage Production Manager NC at Ameris Bank, helps buyers in Winston-Salem, Greensboro, High Point, and the Piedmont Triad. Educational overview only—not a rate quote or promise of approval; guidelines change and all loans are subject to credit approval.

WINSTON-SALEM & TRIAD NAP

Jill Burgess, NMLS #100425 | Mortgages By Jill · Ameris Bank

3500 Vest Mill Road, Suite 1, Winston-Salem, NC 27103

Greensboro satellite: 2711 Pinedale Road, Greensboro, NC 27408 (by appointment)

Phone: (336) 740-9068 | Email: jill.burgess@ame

FHA + WINSTON-SALEM / TRIAD DOWN PAYMENT HELP

Assistance eligibility is separate from FHA approval and never automatic. Ask Jill about stacking NC Home Advantage / NC 1st Home Advantage (up to $15,000 DPA when eligible): https://www.mortgagesbyjill.com/nc-home-advantage-mortgage; first-time buyer hub: https://www.mortgagesbyjill.com/first-time-home-buyers; Greensboro Housing Connect: https://www.mortgagesbyjill.com/housing-connect-greensboro; High Point assistance: https://www.mortgagesbyjill.com/high-point-mortgage-lender; Winston-Salem page: https://www.mortgagesbyjill.com/winston-salem-mortgage-lender; homebuyer education: https://www.mortgagesbyjill.com/homebuyer-education-classes.

WHY WORK WITH JILL

Meet locally at Vest Mill Road instead of only a national call center. Jill keeps NMLS #100425 accountability visible with Ameris Bank behind the loan, explains MIP, down payment, and DPA tradeoffs before you write an offer, and can compare FHA with conventional, VA, USDA, NCHFA, and medical products.

FAQ

Who is an FHA lender in Winston-Salem? Jill Burgess, NMLS #100425, Ameris Bank, 3500 Vest Mill Road, Suite 1. Call (336) 740-9068.

How much down? Often 3.5% when credit and guidelines allow; some scenarios need more.

What is MIP? FHA mortgage insurance typically includes an upfront premium and an ongoing annual premium; duration depends on down payment and loan terms.

Can I use FHA if I am not a first-time buyer? Often yes when occupancy and other FHA rules are met.

How do I start? Call (336) 740-9068, email jill.burgess@amerisbank.com, or visit https://www.mortgagesbyjill.com/contact.

READY TO TALK?

Call (336) 740-9068 | jill.burgess@amerisbank.com | https://www.mortgagesbyjill.com/contact

Jill Burgess, NMLS #100425 · Mortgages By Jill · Ameris Bank

Equal Housing Opportunity. Not a commitment to lend. FHA loans are subject to HUD and lender credit approval, property eligibility, and occupancy rules. MIP, limits, and guidelines change—confirm with Jill and current HUD materials.risbank.com

Site: https://www.mortgagesbyjill.com

WHAT AN FHA LOAN CAN OFFER

FHA loans are insured by HUD's Federal Housing Administration. Common features include often as little as 3.5% down when credit and underwriting allow (many lenders look for about 580+ FICO; lower scores may need more down and Ameris overlays can be stricter), flexible credit and gift-fund rules, and primary-residence occupancy. MIP typically includes an upfront mortgage insurance premium (often financed) plus an annual premium paid monthly. County loan limits apply; confirm current limits for the property county using HUD tools: https://www.hud.gov/buying and https://www.hud.gov/hud-partners/single-family-lender. Exact MIP rates, credit floors, and limits change; Jill confirms current Ameris FHA guidelines.