Whether securing a loan for homebuyers, helping rescue at-risk pets, or participating in community projects, I'm all in! Nothing makes me happier than a job well done, especially when helping people purchase the home of their dreams.I'm happy to say that I am a preferred loan officer with the North Carolina Finance Authority. Proudly, I'm also a 5-star rated mortgage professional. I know the housing market and loan products available for every home buyer, from first responders to the self-employed, and everyone in between. This extensive knowledge allows me to make your home buying experience easy.I've funded over 2 billion dollars in mortgage loans. I want to bring that loan officer experience to you!
There are dozens of mortgage products and home buying incentives available to home buyers in the Greensboro, Winston-Salem area. I know them all. Best of all, I demystify the mortgage process. Here's a list of current products and services available through Mortgages by Jill:Medical Professional Mortgages: a loan program designed to accommodate medical professionals' circumstances, covering specifics such as time on the job, student loan debt, and downpayment requirements.First Time Homebuyer Programs: specialty loan products and downpayment assistance programs designed to build neighborhoods through homeownership. Portfolio Loans: Yes! I can help you secure a mortgage with loans retained at our institution. These loans give us greater flexibility for borrowers who don't fit the standard mold.The Ameris Edge Jumbo Loan: this product is designed for primary and secondary home purchases up to $3,000,000. Community Partners Loans/FHLB: these loan programs support our first responders, teachers, and other helping professionals be homeowners with special financing, downpayment, and purchasing requirements. Federal Housing Administration (FHA) Loans: federal mortgage products designed to help buyers of all income levels who have limited funds for down payments. USDA Rural Housing Loan: special mortgage products for homebuyers in rural areas that assist with up-front costs, closing costs, and downpayment requirements.Veterans Administration (VA) Loans: these loan products are designed to help eligible service members become homeowners. Products offer flexibility and assistance with the downpayment, closing costs, and insurance requirements.Conventional 97 Loans: a loan product designed for first-time homeowners with limited funds for their downpayment. These loans allow for a 3% downpayment, and a 97% loan-to-value loan ratio. Click here to learn more about the products offered at Mortgages by Jill!
I know the people, places, and loan products that help home buyers have a drama-free home buying experience. My roots are in the Greensboro, Winston-Salem areas of North Carolina, but my reach extends nationwide. With 30 years and 2 billion dollars worth of experience, I've surely helped someone exactly like you find a way to their dream home. That's why I'm a 5-star loan officer know for bringing friendly, professional expertise to every detail of the home buying experience. I know mortgages, I know North Carolina, and I'd love to get to know you!
Are you ready to start the application process? Great! Click here to apply.Want to talk a bit first? Even better! Click here to schedule a free 30-minute consultation.Welcome to Mortgages by Jill, where your mortgage experience is personal, professional, and dedicated!
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