Ameris Bank Offers Customized Mortgage Services For You

We understand that finding ways to finance a house purchase can be overwhelming, frustrating, and exhausting.

A first time home buyer I particular feels the pain of uncertainty. Which mortgage services and programs will provide the best value? Which will cost the least in the long term? How can I best position my credit score while preparing for getting a loan?

What most home buyers need from a mortgage lender, besides the loan, is patience, understanding, and thoughtful education on the process.

Ameris Bank believes in a comprehensive approach to client services. We want to make sure that you achieve your lending goals as much as possible.

Our Mission

Over the past three decades, we have earned a reputation for using the three Ps to provide elevated client service.

This means taking a personal, professional, and passionate approach to making sure that our clients get the best possible mortgage services solutions from Ameris Bank. We not only work with home buyers to get them great terms through us, but also connect clients with helpful government assistance programs when they qualify.

Our Range of Mortgage Services

We have worked to create a number of loan packages designed to help as many categories of home buyers as possible.

For those seeking out upscale homes for residence and investment, we offer jumbo loans up to $3 million.

At the other end of the spectrum, we have a number of special loan packages for first time home buyers. Many of these include financial assistance in the form of grants, down payment assistance, and special financing plans.

First time home buyers can also take advantage of a number of incentive programs. Those who are currently in the military or have left the service can qualify for VA on loans. Others can take advantage of USDA programs that help reduce burdens on first time home buyers. From FHLB comes assistance for those who serve the community as first responders and in other key positions.

Most people buying their first home have little knowledge about the many government programs designed to make it easier to obtain a loan. Our commitment to client services includes educating you on all of the options for which you may qualify.

Many buy housing not for their own use, but as revenue generating investments. We have options for investors looking to build their portfolios.

We take our commitment to engaging our clients very seriously, as we help them get what they need from the lending process.

Our Dedication to Client Service

Client service starts with a conversation. At Ameris Bank, we do not push loan packages that serve our needs more than the client’s. We speak with clients, determine their wants, their needs, and their financial situation.

After establishing the groundwork, we then work to connect the client with the best possible loan package. We can also advise on how to improve credit scores to the point at which clients may qualify for better rates or certain programs.

At Ameris Bank, we give the needs and concerns of clients top priority.

Reach Out Today

Looking to purchase a new house, but feel overwhelmed by an avalanche of information and questions? Call Ameris Bank today. We can set up an appointment to go over all of the information that you need to prepare for applying for a loan, as well as the options for which you may qualify.

When you work with Ameris bank on home financing, you get peace of mind that allows you to focus on the fun of finding your next home.